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There is no global insurance that covers every situation. Given this, if you hire a handyman to do electrical work and your house burns down, no ones insurance would cover the damages. The client would also assume all responsibility if the contractor got injured.
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If you hired someone to pressure wash your home and serious damage resulted, only a contractor with flood insurance would be covered.

Every trade requires very specific insurance to cover damages that result from the contractor. Contracting Team works with trade specialists who carry appropriate insurance.
To the best of our knowledge, no other networking group verifies the insurance of its members. Few online organizations verify the insurance of its contractors.
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